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How Do Bail Bonds Work

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How Do Bail Bonds Work in Norwich, CT?

Alright, so either you or a loved one got arrested in Norwich, CT. That’s perfectly okay. 
You’re probably wondering how do bail bonds work. It might seem simple on the surface. However, the process is a bit more involved than you’d expect. The concept is a straightforward idea of paying bail to get out of jail. Yet, what if you don’t have that money on hand? Can someone else pay it for you? Also, when should you hire a bond agent? 
These are just a few examples of the questions we hear on a regular basis. Keep on reading for a full breakdown of how bail actually works and its different types. 

How Do Bail Bonds Work: The Breakdown

Let’s start with the basics.
Bail is a financial arrangement between the court and a bail bonding agency that’s made on the behalf of the criminal defendant. The bail bonding agency will set up an arrangement with the court for either you or your loved one to be released from jail, pending the trial, in exchange for money or collateral.
The way this works is by having an “Indemnitor” in place. An indemnitor is either a dependant family member or someone with a strong financial background. They agree to take on the financial responsibility in the eyes of the bail bond agency if the defendant fails to appear in court.
In addition, the bond value will be set by the court. Once it’s set, the bail agency is responsible for having the defendant appear in court for all of their scheduled appearances for their case, including their trial.
Moreover, you’ll find that many people think about bail in terms of cash. The idea is that if you have money to pay bail after you’ve been arrested, you can get out of jail. Yet, as we said a bit earlier, it can be a complicated process. This applies to cases when the bail amount is huge.

Types of Bail in Norwich, CT

This is why there are different types of bail available depending on your case needs, depending on your state and jurisdiction. Let’s break them down one type at a time.

1. Surety Bonds

This type of bail payment is one of the most common forms of bail bonds available. It can be rather flexible and easy to set up. It works by having a bail payment provided on the defendant’s behalf to the court by a bail bond agent.
A bail bond agent —also known as bondsmen— are folks who pay bonds on behalf of criminal defendants to get them out of jail. When the defendant uses a bail bond agent, they get to pay us a fee and we’ll act as a surety. As a surety, we tell the court (as bind agents) that we’ll pay the full bond amount in case the defendant fails to appear in court.
Of course, there needs to be collaterals in place to ensure this situation won’t happen. Bail bond agents usually require the defendant or their paying party to provide collateral (or other forms of security) in case the bond fell through. Moreover, we’ll require that the defendant sign a contract with the terms of the agreement.
For instance, a bond agent might need a defendant (or a family member) to sign a security interest in a home, a car, or valuable property. This way the bond agent can repossess these as collaterals in case the defendant fails to appear in court.

2. Own Recognizances or Personal Recognizances Bonds

These types of bonds are also known as OR or PR bonds. In rare cases, you’ll find a court that would release an in-custody defendant on their own recognizances. It’s basically a no-cost bail. All the defendant would need to do would be to sign a written promise that they’ll appear in court when they’re summoned.
These can only happen after a court holds a bail hearing. If the court allows this type of bail, then the defendant will be free to go on the condition that they’ll show up in court and comply with any bail conditions the court sets in the future.

3. Cash Bonds

In cases when the bail amount is small, the defendant might be able to set up a cash bond for their release. This came into practice when the police wouldn’t release an arrestee with a simple citation. Yet, they would release the accused after booking if they pay a cash bond.
If the arrestee doesn’t have the money on hand, someone else can pay the bail on their behalf. This type of bond would only work if the payer has enough money to cover the full bond amount that’s been set by the state or local bail schedule. If they do, then the defendant is released from police custody with no fuss.

4. Unsecured or Signature Bond

After the court holds a bond hearing and issues a bail amount, it can decide that the defendant isn’t required to pay the bail amount to be released.
Instead of paying cash, the defendant must sign a written agreement stating that they’ll have to pay the whole bail amount if they failed to show up in court.

5. Secured or Property Bond

This bond is all about property. A secured or property bond is a type of bail in which the defendant offers the court a security interest in the form of property. It has to equal the total bail amount.
In short, a security interest is a legal right to take a specific piece of property given by the property’s owner (in this case, the defendant) to the secured party (which is the state).

Bail Bonds: Unlocked

We’ve been in the bail bond business in Connecticut for more than 12 years and stand by our belief that you’re innocent until proven guilty.
After learning all about how do bail bonds work and the different types of bonds, it’s time to talk to the experts. Every case differs, so we want to make sure that you’re receiving the best options available to you that are tailored to your needs.
Give us a call at (860) 347.BAIL or fill in our contact form online. Until then, you can also check out our resources for the full list of police departments and court locations.

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